We've partnered with Helcim for our (and your) payment processing needs. They offer some of the lowest online credit card and ACH processing fees available. They offer in-person rates as well, with the purchase of their card readers or payment terminals (i.e., no rental fees). In either case, they offer "interchange-plus" pricing.
All registered charities can lower their rates even more (even lower than PayPal!) Registered charities are determined by the card brand networks. To qualify for charity interchange rates, a charity or social service organization must fall under the merchant category code (MCC) 8398 when they create their own merchant accounts with Helcim.
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